You Have Everything You Need

Maybe you are looking at your financial picture and it is not exactly “picture perfect” but there is always hope.  Without hope, well then everything would be hopeless. With so many different pieces making up your world – finances, career, relationships and health – sometimes the best way to see your world is through a pair of binoculars that can widen your focus.

“An attitude of gratitude” can be the precise prescription you need to drastically change your life. Be grateful for your present income. Be grateful for your family.  Be grateful for your health.  Although these are concrete things you may see, touch and feel, others such as infinite power, endless possibility, and boundless opportunity may not be as obvious. These are the ones Stella Stuart shares.  With a new attitude, your world is bound to change. Stella Stuart sums her statement up with an all important question, “Why should I fear?”  With so many things going for you, you will realize there’s no valid reason to be afraid.   

Where am leading you? You are now one week into the New Year and I am curious how well you are sticking to your New Year’s Resolutions and following through with your goals for 2016. I’m here to tell you that the first thirty days will be tough slugging.  If you can make it through these days, the changes you are implementing will get a little easier.  I discovered a new truth (at least for me it was). Bad habits have to be replaced with good habits.  You can’t simply say “Bon Voyage” to your bad habit and hope you never see it again. The truth is you have to work at making your bad habits disappear.  This sounds so elementary.

You are reminded that “money does matter and so do your dreams.”  In 2015, the blogs shared different ways to make things happen.  “A year in review” might tweak your memory and enthusiasm.  

Here are some key highlights:

If you have concrete dreams, then you must turn them into SMART goals.

If you are serious about saving money, then take baby steps towards savings.

If you are serious about paying down debt, then plan to wage war on your debt.  

If you are considering retirement, you need to determine your sources of retirement income and lifestyle.  

If you are confused by taxes, gaining a better understanding can be achieved by reading It’s all in the Math.  

If you are thinking about purchasing a home, then consider all the factors involved with becoming a home owner.

If your spending is out-of-control, you might try implementing a “Cash Diet” to get back on track.

If you have difficulty talking to your partner about money, then you may learn more about what makes other people tick.

If your investments are held with different advisors, you may want to understand the benefits of having one advisor who can see your whole financial picture.

If you have never considered the benefits of life insurance, you may consider doing your family a favor.

If you need to better understand your RRSP Contribution Limits, reading “The Road to a Successful Retirement” may change your perspective.

If you need help improving your self-talk, then you could say “Good-bye to the Old and Hello to the New.”

Here’s the challenge.  Even if you think you can’t change, I want you to believe you can.  If you don’t feel ready for the change, then do it for the benefit the change will bring.  Don’t overthink.  Just Do It!  Do the very thing you told yourself you wanted to implement in the New Year. Start now and slug through the process until you arrive at the point where you accomplish your goal.

Congratulations for accepting the challenge because I know you can rise to the call.  Remember the message that will get you to the other side, "Behind me is infinite power. Before me is endless possibility. Around me is boundless opportunity. Why should I fear?"