Spring is often seen as a time of renewal. New growth means new beginnings, time for a “fresh start.” It’s easy to see the correlation between spring and a New Year. If you didn’t write your aspirations and set goals for this year, you now have a second chance. Spring provides this opportunity to make plans and reaffirm your commitment to accomplish things you only dreamed of doing yet have never done.
Og Mandino’s words create a powerful image: “I am here for a purpose and that purpose is to grow into a mountain, not shrink into a grain of sand. Henceforth, I will apply ALL my efforts to become the highest mountain of ALL and I will strain my potential until it cries for mercy.” Can you imagine yourself growing into a mountain?
This inspiration may apply to any endeavor we undertake. We may never have considered how this relates to our finances. Many people question their purpose, “Why am I working?” Rather than come up with a definite answer, we wander aimlessly until we realize a plan would help. Without one, we may feel like our obstacles are becoming mountains. Instead we are the ones who should be growing into mountains and gaining control over our finances. We should believe:
- We CAN save.
- We CAN pay down debt.
- We CAN afford to pay for our children’s educations.
- We CAN take the vacations we want.
- We CAN build our dream homes.
The difference maker is having the right plan. Our focus has to be directed to the things we really want, not the things we only think we want. Committing ourselves to follow “The Plan” will sway us from becoming distracted. Yes, even with a plan, anguish is a reality. Heartaches are bound to occur when we have to say “No” to our spouse, children, and even ourselves because something wasn’t written into the plan ~~ anything from a new vehicle, sofa set, or a spontaneous vacation. In the end, we will be grateful we stuck to our commitment.
Financial Planning Standards Council created a presentation to help Canadians understand the financial planning process, the benefits of engaging in financial planning, and the value of working with a CFP professional. View this presentation, The Plan, by clicking here. When you commit your goals to writing and work with a Certified Financial Planner, your dreams will grow into mountains. After all isn’t that why we work?